Allianz leads on operational transparency—first insurer with full CSRD assurance—but its net-zero transition is undermined by rising operational emissions and a systematic gap between underwriting exclusions and investment portfolio practice. Fossil fuel holdings persist across subsidiaries despite stated climate commitments.
Same formula for every company. No curve. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleStrongest on Energy Source and Carbon Footprint — Operations (8/10, 7/10). Weakest on Water Impact and Resource Use & Waste (4/10, 4/10).
13 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.
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Among the 6 major insurance brands we've scored, Allianz sits 6th of 6.
Score history begins 11 April 2026.
As Allianz's score updates, the trajectory will appear here.
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Allianz is a multinational insurance and asset management conglomerate headquartered in Munich, Germany. It operates across property & casualty, life, health, and asset management, serving 70+ markets. The company manages €2.7 trillion in assets and is among the world's largest insurers by premium volume.
Peer insurer facing comparable fossil fuel portfolio misalignment and net-zero credibility gaps.
View breakdown →European insurer with stronger divestment commitments but weaker operational emissions trajectory.
View breakdown →Reinsurer competitor, withdrew SBTi validation same year; comparable policy-practice tensions.
View breakdown →Major asset manager peer: comparable scale of financed emissions reporting gaps and fossil fuel bond holdings.
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