Prudential sustainability score: 32/100
Prudential plc is a life and health insurance company founded in 1848, headquartered in London. It operates predominantly across Asia and Africa, with a focus on long-term savings and protection products.
More about Prudential
The company manages a large investment portfolio and is classified as a regional-dominant insurer within the broader insurance sector.
Founded 1848Head office London, United KingdomStaff ~22,308 (2013)Revenue ~$17BWebsite ↗
Prudential's emissions are rising across all scopes, with Scope 3 financed emissions jumping 51% from 2023 to 2024. Its only claimed reduction is intensity-based (WACI), not absolute. Coal divestment policy is weak by specialist NGO assessment. No SBTi commitment, no oil/gas exclusions, no binding phase-out timeline.
Prudential scores 32/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Scores are free. Companies can never pay for anything about their own score. Last verified May 2026.
That places Prudential joint 620th of 934 companies scored, and joint 14th of 17 in Insurance.
What is Prudential doing well, and where does it fall short?
Strongest on Carbon Footprint: Operations and Transparency & Accountability (6/10, 6/10). Weakest on Emissions Trajectory and Targets & Commitments (2/10, 3/10).
Where Prudential lost points
For each question that lost points, the evidence our public rubric looks for that we didn't find.
- Emissions from its own operations6/10Its own emissions aren't independently verified or tracked over several years.
- Emissions from its supply chain4/10Most of its supply-chain (Scope 3) emissions aren't measured.
- Whether its emissions are falling2/10No evidence its emissions are falling, not even from energy bills or mileage.
- How clean its energy is4/10Less than half its energy shown to be renewable, or no transition plan.
- Its effect on nature4/10Its effect on nature isn't measured or independently verified.
- How it uses materials and handles waste4/10No measurable waste or recycling targets reported publicly.
- Its effect on water4/10No measured water footprint with reduction targets.
- Its climate targets3/10No specific targets with dates.
- How openly it reports6/10No annual impact report, or no pay linked to climate targets.
- Its record on controversies4/10Points deducted for controversies or its business model. The finding is under question 10.
A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.
How is Prudential's SINK score calculated?
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleHas Prudential's score changed?
Prudential's score has moved from 41 to 32 across 2 recorded reviews, down 9 points.
- 41 → 32-911 October 2026
v2.5.7 financed-emissions rule applied retroactively (record last scored before the rule): scale 0.82 -> 0.7, score 37 -> 32. No question marks changed.
- Scored 4111 April 2026
Initial score at platform launch
What evidence is Prudential's score based on?
8 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
50% of them were published by Prudential itself; the rest come from independent sources.
If you believe a source has been misread or a newer version exists, submit a challenge.
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How does Prudential compare with other insurance companies?
Where Prudential sits among insurance peers.
Among the 17 major insurance brands we've scored, Prudential is tied =14th of 17, with 2 others.
Who scores higher in Insurance?
The 3 companies in the sector scoring nearest above Prudential.
UnitedHealth cut market-based operational emissions 55% from 2023 to 2025, mainly by buying renewable electricity (44% of use in 2025), but location-based operational emissions fell only about 4% and value-chain emissions rose 2%.
See the breakdown →Standard Life discloses operational emissions with 81% absolute cuts since 2019, but portfolio decarbonization targets intensity only—not absolute financed emissions.
See the breakdown →Centene's reported emissions fell from 2.87 Mt in 2019 to 1.17 Mt in 2025, largely because it cut office space by about 80% after moving to hybrid working, and its Scope 3 is estimated from spending rather than supplier data.
See the breakdown →Which companies moved this week, and why.
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