AXA sustainability score: 42/100
AXA is a French insurer headquartered in Paris. Property and casualty and life and health insurance each make up about half of its €115.5 billion in 2025 premiums and other revenues, and it sold its asset manager AXA IM in 2025.
More about AXA
The company that became AXA SA was incorporated in 1957, and its roots go back to 1852. It had about 103,400 full-time employees in 2025.
Founded 1957Head office Paris, FranceStaff ~103,423 FTE (end 2025)Revenue ~€115.5B gross written premiums and other revenues (FY2025)Website ↗
AXA's financed emissions fell to 25.2 MtCO2e in 2025, less than half the 2019 level, and the emissions of its own operations are down 64%. Its electricity is 100% renewable, 44% of it through unbundled certificates, it has no SBTi-validated targets, and it left the Net-Zero Insurance Alliance in 2023. Insure Our Future's 2024 scorecard ranks it ninth on oil and gas underwriting and says it has not kept up with its peers.
AXA scores 42/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Scores are free. Companies can never pay for anything about their own score. Last verified October 2026.
That places AXA joint 357th of 934 companies scored, and 5th of 17 in Insurance.
What is AXA doing well, and where does it fall short?
Strongest on Carbon Footprint: Operations and Transparency & Accountability (8/10, 8/10). Weakest on Controversies & Red Flags and Nature & Biodiversity Impact (4/10, 5/10).
Where AXA lost points
For each question that lost points, the evidence our public rubric looks for that we didn't find.
- Emissions from its own operations8/10No verified figures published with their method and a falling trend.
- Emissions from its supply chain7/10No full value-chain map or supplier engagement programme.
- Whether its emissions are falling7/10No consistent fall over several years across its operations and supply chain.
- How clean its energy is7/10Less than 90% of its energy shown to be renewable.
- Its effect on nature5/10Its effect on nature isn't measured or independently verified.
- How it uses materials and handles waste6/10No verified figures for reuse and recycling across the business.
- Its effect on water5/10No measured water footprint with reduction targets.
- Its climate targets5/10Its targets aren't science-based or committed to the Science Based Targets initiative.
- How openly it reports8/10No mission-locked structure, such as B Corp certification.
- Its record on controversies4/10Points deducted for controversies or its business model. The finding is under question 10.
A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.
How is AXA's SINK score calculated?
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleHas AXA's score changed?
AXA's score has moved from 53 to 42 across 4 recorded reviews, down 11 points.
- 53 → 42-1129 October 2026
Re-scored under the current methodology (v2.5); owner ruling 2026-10-29
- 53 → 5314 October 2026
Financials refresh, score unchanged. employees "~154,000" -> "112,354" (headcount at 31 Dec 2024, URD 2024 p.208, S1-6 table); revenue "~€110B" -> "€110.3bn FY2024" (gross written premiums & other revenues €110,316m, URD 2024 p.36; same measure as the prior €102.7bn FY2023). Description figures updated to match. Source: https://www-axa-com.cdn.axa-contento-118412.eu/www-axa-com/fd85b507-f97f-4ac5-861b-6b2b90e1c601_AXA_URD2024_EN.pdf.
- 53 → 5314 October 2026
Founded-year rule, score unchanged. founded 1985 -> 1957 per AXA Universal Registration Document 2024, s7.3 p.512: "The Company that would become AXA SA was incorporated in 1957, but the origin of its activities dates to 1852" (RCS Paris 572 093 920; https://www-axa-com.cdn.axa-contento-118412.eu/www-axa-com/fd85b507-f97f-4ac5-861b-6b2b90e1c601_AXA_URD2024_EN.pdf). Description now says its roots go back to 1852. bioVerifiedBy manual:axa-1985-formal-brand-adoption -> manual:axa-1957-urd2024-p512 (old 1985 brand-adoption lock superseded by the rule, owner ruling 2026-10-14).
- Scored 5311 April 2026
Initial score at platform launch
What evidence is AXA's score based on?
8 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
38% of them were published by AXA itself; the rest come from independent sources.
AXA's financed emissions (about 25.2 MtCO2e in 2025, mostly sovereign debt) are its own stated PCAF figure, from pages 159 and 177 of its 2025 Universal Registration Document. They set the size deduction. Emissions linked to the policies it underwrites are reported only for parts of the book and are not included.
“GHG emissions related to Scope 1 amounted to 20,046 tCO2”
“Since 2025 AXA has been sourcing 100% of its electricity consumption from renewable sources”
“Coral Triangle Day: Most Insurers Refuse to Rule Out LNG Expansion in World's Richest Marine Ecosystem”
“Every year since 2015, AXA publishes a Climate and Biodiversity Report”
“continue its individual sustainability journey”
“AIG Re, AXIS Capital, AXA XL and SCOR, are among those that have either reduced cover for natural catastrophes”
“Axa should not insure new gas fields or LNG terminals”
“Two more big firms namely AXA and Allianz have announced their exit from the NZIA.”
If you believe a source has been misread or a newer version exists, submit a challenge.
Is this your company? Claim this profile (free)
Use this score in tenders
Send the link, or the one-page score sheet. It links back to this page and every source. Free.
Open the score sheet →Send new evidence, free
Scored low because little is published? Publish what you do and send us the link, free. If it holds up, your score changes, and the change is logged on your page.
How to send evidence →Put your score on your website, free
It shows the current score and links to this page, so it changes when the score does.
Track this score
Bidding for a public contract? Check if you need a Carbon Reduction Plan, free →
Want your own page like this?
Free, independent, every source shown. Send it to any buyer who asks about your sustainability.
How does AXA compare with other insurance companies?
Where AXA sits among insurance peers.
Among the 17 major insurance brands we've scored, AXA sits 5th of 17.
Who scores higher in Insurance?
The 3 companies in the sector scoring nearest above AXA.
Legal & General reports strong operational emissions cuts (27% decline in Scope 1+2) and 100% renewable electricity procurement, but total Scope 3 is rising—investment portfolio emissions climbed from 4.8 to 5.5 million tCO2e.
See the breakdown →Elevance Health's operational emissions are falling and it reports 100% renewable electricity through certificates rather than direct supply.
See the breakdown →Aviva has secured operational emissions reductions and renewable electricity, but financed emissions—the dominant impact for an insurer—remain intensity-based and unquantified in absolute terms.
See the breakdown →Which companies moved this week, and why.
One email, every Sunday. Score changes, new research, the stories behind the numbers. Free.
We'll send one email to confirm. No spam. Unsubscribe in one click.
Checking a company?
Search free →Asked to prove you're sustainable?
Get your business scored, free →Been scored?
Find your page and claim it, free →Scores are free. Companies can never pay for anything about their own score.