Legal & General sustainability score: 49/100
Legal & General is a UK-based life insurance, pensions and asset management group. With £10.5bn revenue and ~11,100 employees, it operates across insurance underwriting, pension risk transfer, and investment management, including real-estate and affordable housing businesses.
More about Legal & General
A major institutional investor managing £1.2 trillion in assets under management.
Founded 1979Head office London, GBStaff ~11,139 (2025)Revenue £10,462M total revenue, continuing operations (FY2025)Website ↗
Legal & General reports strong operational emissions cuts (27% decline in Scope 1+2) and 100% renewable electricity procurement, but total Scope 3 is rising—investment portfolio emissions climbed from 4.8 to 5.5 million tCO2e. Fossil-fuel holdings (£4.8bn) exceed transition investments (£4.4bn). Portfolio temperature targets expire in 2026 and lack 1.5°C alignment.
Legal & General scores 49/100 (Making progress) on SINK's independent climate assessment, scored from public data only. Scores are free. Companies can never pay for anything about their own score. Last verified October 2026.
That places Legal & General joint 180th of 934 companies scored, and joint 2nd of 17 in Insurance.
What is Legal & General doing well, and where does it fall short?
Strongest on Carbon Footprint: Operations and Transparency & Accountability (9/10, 8/10). Weakest on Emissions Trajectory and Carbon Footprint: Supply Chain (3/10, 5/10).
Where Legal & General lost points
For each question that lost points, the evidence our public rubric looks for that we didn't find.
- Emissions from its own operations9/10No verified figures published with their method and a falling trend.
- Emissions from its supply chain5/10Most of its supply-chain (Scope 3) emissions aren't measured.
- Whether its emissions are falling3/10No evidence its emissions are falling, not even from energy bills or mileage.
- How clean its energy is6/10Less than 90% of its energy shown to be renewable.
- Its effect on nature6/10No verified restoration beyond its own footprint, or supply chain not mapped for nature risk.
- How it uses materials and handles waste6/10No verified figures for reuse and recycling across the business.
- Its effect on water5/10No measured water footprint with reduction targets.
- Its climate targets6/10Its targets aren't validated by the Science Based Targets initiative.
- How openly it reports8/10No mission-locked structure, such as B Corp certification.
- Its record on controversies7/10Points deducted for controversies or its business model. The finding is under question 10.
A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.
How is Legal & General's SINK score calculated?
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleHas Legal & General's score changed?
Legal & General's score has moved from 46 to 49 across 3 recorded reviews, up 3 points.
- 34 → 49+152 November 2026
Re-scored under the current method (v2.5.24). Sector corrected to Insurance: 53.9% of revenue (Annual Report 2025; owner ruling 2026-11-02). Financed emissions cover L&G's own investments only; the page says so.. Sector corrected "Financial Services / Banking" (base 50) → "Insurance" (base 55), sourced from ANNUAL-REPORT Insurance 53.9% of revenue (p.PDF p.159 (printed 157))
- 46 → 34-1211 October 2026
v2.5.7 financed-emissions rule applied retroactively (record last scored before the rule): scale 0.95 -> 0.7, score 46 -> 34. No question marks changed.
- Scored 4611 April 2026
Initial score at platform launch
What evidence is Legal & General's score based on?
8 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
50% of them were published by Legal & General itself; the rest come from independent sources.
L&G's financed-emissions figure (5.5 million tCO2e, 2025) covers only its own £108.3 billion of investments. For the £1.2 trillion it manages for clients it publishes an emissions intensity, not a total, so those assets are not in the total this score uses.
“We will reduce our absolute scope 1 and 2 GHG”
“76% of suppliers by spend have set science”
“5,398 tCO2eq (vs 14,523 tCO2eq (vs17,753)”
“Legal and General Group plc commits to reduce absolute scope 1 and 2”
“we are on track for our next interim target of a 50% reduction by end of 2030”
“Legal & General appears to be actively advocating for ambitious regulation on climate”
“140,000 trees are being planted to create new woodland”
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How does Legal & General compare with other insurance companies?
Where Legal & General sits among insurance peers.
Among the 17 major insurance brands we've scored, Legal & General is tied =2nd of 17, with 1 other.
Who scores higher in Insurance?
The one company in the sector scoring above Legal & General.
See the full Insurance table →Which companies moved this week, and why.
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