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Crédit Agricole·Financial Services / Banking·Paris, France·Founded 1901·Last verified 21 April 2026
27
out of 100
Significant gapsPending Review

Crédit Agricole presents a paradox: operational emissions falling while financed emissions surge 43% annually, now at 164M tonnes CO2e. The bank has governance structures and RE100 membership, but ECB fined it €7.6M for delayed climate risk assessment, and it remains a top fossil fuel financier ($55.8B 2021–2024) with financed deforestation exposure unresolved.

The calculation

Every score shows its working.

Same formula for every company. No curve. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Financial Services / Banking sector ceiling.
50 / 100
Performance score
Sum of the 10 rubric questions, scored 0–10 each.
44 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 50) + (0.7 × 44) = 45.8
Scale penalty
Multiplier based on absolute emissions volume — physics-first.
× 0.6
Final score
Rounded. Significant gaps.
27 / 100
The ten questions

Where Crédit Agricole is strong, and where it isn't.

Strongest on Carbon Footprint — Operations and Energy Source (7/10, 7/10). Weakest on Emissions Trajectory and Controversies & Red Flags (2/10, 3/10).

Where the evidence comes from

Every document used, listed.

13 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.

[1]Third-party verified
Tracenable — Crédit Agricole GHG Emissions
Ongoing
Q1Q2Q3
View →
[2]Self-reported
Crédit Agricole Universal Registration Document 2024
2024
Q1Q9
View →
[3]Self-reported
Crédit Agricole Accelerates Its Climate Commitments
Unknown
Q2Q3Q8
View →
[4]Self-reported
RE100: Crédit Agricole Commits to 100% Renewable Electricity
Ongoing
Q4
View →
[5]Self-reported
CA-CIB: Management of Our Daily Sustainability Actions
Unknown
Q4Q6Q7
View →
[6]Self-reported
Crédit Agricole Statement on Biodiversity and Natural Capital 2023
2023
Q5
View →
[7]Third-party verified
BankTrack — Crédit Agricole Fined by ECB for Failing to Identify Climate and Environmental Risks
Unknown
Q5Q10
View →
[8]Self-reported
credit-agricole.com — pdfPreview
Unknown
Q5
View →
[9]Public record
Four Banks Quit UN-Backed Climate Targets Validation Initiative
Unknown
Q8
View →
[10]Self-reported
Crédit Agricole Integrated Report
Ongoing
Q9
View →
[11]Public record
ESG Today — ECB Fines Crédit Agricole for Not Meeting Climate Risk Expectations
Unknown
Q9
View →
[12]Public record
ECB Fines Crédit Agricole €7.6M for Failing to Address Climate Risk
2026
Q10
View →
[13]Third-party verified
Banking on Climate Chaos Report 2024
2024
Q10
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

Crédit Agricole in context

Where Crédit Agricole sits among financial services / banking peers.

Among the 27 major financial services / banking brands we've scored, Crédit Agricole sits 24th of 27.

24/27
Crédit Agricole's rank
40
Industry average
23
Industry low
65
Industry high
How this score has moved

Crédit Agricole's score over time.

today

Score history begins 4 April 2026.

As Crédit Agricole's score updates, the trajectory will appear here.

We're backfilling historical scores for FTSE 100 and S&P 100 companies over the coming weeks.

What's being contested

This score is not currently being contested.

Every challenge is published. We'd rather be corrected than wrong — that's the whole point.

No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.

About Crédit Agricole

Crédit Agricole is France's largest banking group by customer base, offering retail, business, and corporate banking services across Europe and beyond. A major player in universal banking, the group ranks among Europe's systemically important financial institutions with significant exposure to fossil fuels, agriculture, and energy sectors.

Founded
1901
Headquarters
Paris, France
Employees
~150,000
Annual revenue
~€38B
Company website ↗
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