Lloyds has decarbonised operations competently but finances fossil fuels at 3:1 ratio to green projects. A December 2024 ASA greenwashing ban, £16B fossil fuel financing 2016–2023, and 9 of 15 climate targets being intensity-based reveal a bank claiming climate leadership while materially funding emissions growth.
Same formula for every company. No curve. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleStrongest on Carbon Footprint — Operations and Energy Source (8/10, 8/10). Weakest on Controversies & Red Flags and Resource Use & Waste (4/10, 4/10).
14 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.
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Among the 27 major financial services / banking brands we've scored, Lloyds Banking Group sits 17th of 27.
Score history begins 8 February 2026.
As Lloyds Banking Group's score updates, the trajectory will appear here.
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Lloyds Banking Group is a UK-based financial services company headquartered in London, providing retail and commercial banking, mortgages, insurance, and investment services. One of Britain's largest banks by customer base, it operates across multiple geographies with significant institutional influence on UK corporate climate transition.
UK peer bank with similar fossil fuel exposure and greenwashing criticism; direct comparator on lobbying alignment and financed emissions trajectory.
View breakdown →UK peer bank with co-chairs Lloyds on deforestation workstream; comparable financed emissions scale and intensity-target reliance.
View breakdown →UK peer bank; comparable retail/commercial banking model and UK regulatory context for climate transition governance.
View breakdown →Global systemically important bank with larger financed emissions footprint; similar controversy profile on fossil fuel financing and greenwashing risk.
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