Financial Services / Banking

Revolut sustainability score: 36/100

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About Revolut

Revolut is a UK-based digital banking and financial services platform founded in 2015, headquartered in London. It offers payment cards, currency exchange, remittances, cryptocurrencies, and lending products to over 68 million customers globally.

More about Revolut

The company operates primarily as a fintech intermediary with minimal direct environmental impact but growing financed emissions exposure.

Founded 2015Head office London, UKStaff ~13,000Revenue ~£4.5B ($5.8B)Website ↗

Our verdict

Revolut measures emissions but publishes no absolute figures, sets no targets, and discloses no trajectory despite rapid growth doubling headcount and revenue. Scope 3 emissions—98% of its footprint—remain unquantified. Financed emissions from its lending portfolio are entirely unreported. The company has a clean environmental record but is operationally opaque.

Revolut scores 36/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Scores are free. Companies can never pay for anything about their own score. Last verified May 2026.

That places Revolut joint 512th of 934 companies scored, and joint 23rd of 59 in Financial Services / Banking.

The ten questions

What is Revolut doing well, and where does it fall short?

Strongest on Controversies & Red Flags and Energy Source (8/10, 4/10). Weakest on Emissions Trajectory and Targets & Commitments (1/10, 1/10).

What's missing

Where Revolut lost points

For each question that lost points, the evidence our public rubric looks for that we didn't find.

  • Emissions from its own operations3/10No emissions figures for its own operations, not even an estimate from energy bills.
  • Emissions from its supply chain3/10No assessment of where its supply-chain emissions come from.
  • Whether its emissions are falling1/10No evidence its emissions are falling, not even from energy bills or mileage.
  • How clean its energy is4/10Less than half its energy shown to be renewable, or no transition plan.
  • Its effect on nature2/10No assessment of its effect on nature, and no basic environmental policy.
  • How it uses materials and handles waste3/10No active waste reduction, reuse or repair shown.
  • Its effect on water3/10No monitoring of water use, or no measures to reduce it.
  • Its climate targets1/10No emissions reduction targets.
  • How openly it reports2/10No published sustainability data, or no one named as responsible for it.

A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.

The calculation

How is Revolut's SINK score calculated?

Same ten questions for every company. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Financial Services / Banking sector ceiling.
50 / 100
Performance score
Sum of the ten questions, each scored 0 to 10.
30 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 50) + (0.7 × 30) = 36.0
Scale penalty
Multiplier based on total emissions. Bigger polluters lose more.
× 1
Final score
Rounded. Below expectations.
36 / 100
Where the evidence comes from

What evidence is Revolut's score based on?

8 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.

63% of them were published by Revolut itself; the rest come from independent sources.

Scored on 6 April 2026 under an earlier version of our method. We're re-checking it under the current method.

[1]Self-reported
Revolut Sustainability Page
OngoingArchived copy from 2026-02-17: the original link no longer opens for us.
Q1Q2Q4Q5Q6Q7Q9
View →
[2]Independent source
DitchCarbon – Revolut Organisation Profile
Unknown
Q1Q8
View →
[3]Self-reported
Revolut Blog: Sustainability at Revolut
UnknownArchived copy from 2025-07-20: the original link no longer opens for us.
Q2Q6
View →
[4]Self-reported
Revolut Annual Report 2025
2025Archived copy from 2026-03-24: the original link no longer opens for us.
Q3
View →
[5]Self-reported
Revolut Annual Report 2025 PDF
2025
Q3
View →
[6]Independent source
The Good Shopping Guide – Revolut Directory
Ongoing
Q8Q9
View →
[7]Self-reported
Revolut Bank UAB Annual Financial Report 2024
2024
Q9
View →
[8]Public record
Wikipedia – Revolut
Ongoing
Q10
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

For Revolut

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    Revolut: SINK sustainability score 36/100.

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Revolut in context

How does Revolut compare with other financial services / banking companies?

Where Revolut sits among financial services / banking peers.

Among the 59 major financial services / banking brands we've scored, Revolut is tied =23rd of 59, with 1 other.

=23/59
Revolut's rank
36
Industry average
20
Industry low
65
Industry high
See all 59 in Financial Services / Banking →
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