Carbon Footprint — Operations: How does Revolut score?

Revolut partnered with Watershed in 2021 to measure emissions using the GHG Protocol, covering Scope 1, 2 and 3. The sustainability page states Scope 1 is less than 1% and Scope 2 is less than 2% of total footprint. DitchCarbon records ~482 tonnes CO₂e Scope 2 for 2021, but no absolute figures have been publicly published for any year since. No third-party verification disclosed. For a company with ~13,000 employees and £4.5B revenue, the lack of published absolute emissions data since 2021 is a

Carbon Footprint — Supply Chain: How does Revolut score?

Revolut's sustainability page states Scope 3 represents approximately 98% of its footprint and categorises it into goods & services, products, offices, employees, and cloud computing. This demonstrates awareness of major supply chain emission categories. However, no absolute Scope 3 figures have been published in tonnes CO₂e, no supplier engagement programme is disclosed, and no methodology or year-on-year data is available. As a financial services company, financed emissions (Category 15) from

Emissions Trajectory: How does Revolut score?

No trajectory data is available. Revolut is growing rapidly: revenue increased 72% in FY2024 and 46% in FY2025, customer base grew from 52.5M to 68.3M in 2025, employee count roughly doubled from ~8,000 to ~13,000 between 2023 and 2025. Without formal emissions tracking or any evidence of decoupling, absolute emissions are almost certainly rising significantly. This is a mid-to-large-sized company with a significant and growing footprint and no disclosed trajectory.

Energy Source: How does Revolut score?

Revolut states that energy at its London and Vilnius offices comes from 100% renewable sources. However, these are only two of its many office locations globally (Barcelona, Madrid, Lisbon, Bengaluru, Krakow, Dublin, Paris, etc.). No information is provided about renewable energy sourcing at other offices. No RE100 membership, no PPAs disclosed, and no overall percentage of renewable energy consumption stated. The partial renewable coverage of two key offices earns a green tariff-level score.

Nature & Biodiversity Impact: How does Revolut score?

No biodiversity policy, TNFD disclosure, or nature impact assessment found. As a digital financial services company, Revolut has low direct nature impact through its own operations. However, as a growing bank with lending products (personal loans, credit cards, BNPL, mortgages), its financed activities could have nature-related impacts that are entirely unassessed. Revolut facilitates donations to WWF and Rainforest Alliance via its platform, which shows some awareness but constitutes customer a

Resource Use & Waste: How does Revolut score?

Revolut reports basic waste management practices: waste sorting and recycling in offices, reusing and refurbishing electronic equipment, donating redundant equipment, ensuring proper e-waste disposal, and redesigning packaging to be plastic-free and fully recyclable. They also closed one of three Krakow office floors. These are reasonable basic measures for an office-based company. However, no quantified waste targets, circular economy goals, or supplier sustainability requirements are disclosed

Water Impact: How does Revolut score?

No water consumption data, water policy, or water-related disclosures found. As a primarily digital financial services company with office-based operations and no manufacturing or agriculture, Revolut's direct water impact is negligible. The company's main water use is standard office consumption across its global locations. The low inherent water footprint of the business model means this absence of data is less concerning than it would be for a water-intensive industry.

Targets & Commitments: How does Revolut score?

No formal carbon reduction targets have been published. No SBTi commitment or validated targets exist. In 2021, Revolut stated a vague goal to reduce emissions to 'the minimum achievable' in line with the Paris Agreement, but no specific, measurable, time-bound targets have been set. The Good Shopping Guide notes that Revolut does not publish any carbon reduction targets. For a company of this scale and growth trajectory, the complete absence of formal climate targets is a significant gap.

Transparency & Accountability: How does Revolut score?

No standalone sustainability report has been published at the group level. The sustainability page on the website provides only percentage breakdowns of emissions categories, not absolute figures. The first CSRD-compliant sustainability statement was prepared for Revolut Bank UAB (the EU banking entity) for FY2024, but the consolidated group sustainability statement will not be prepared until FY2025. No sustainability governance structure (e.g., board oversight, dedicated sustainability team) is

Controversies & Red Flags: How does Revolut score?

No environmental controversies, greenwashing allegations, climate-related lawsuits, or regulatory environmental fines found. Revolut is not covered in InfluenceMap's lobbying database and no evidence of climate policy lobbying was found. The company has faced non-environmental controversies (a 2022 cyber attack exposing 50,000 customer records, fraud complaints, and a $20M payment system flaw), but these do not relate to environmental impact. Clean record on environmental matters.

Revolut Sustainability Score: 36/100

Recently scored: Dentsu, Omnicom, Publicis Groupe, WPP

507 companies scored·4 score updates this week

Revolut·Financial Services / Banking·London, UK·Founded 2015·Last verified 25 April 2026

out of 100

Below expectationsPending Review

Revolut measures emissions but publishes no absolute figures since 2021 and has set zero formal climate targets. Rapid 72% revenue and headcount growth with no disclosed emissions trajectory. Financed emissions from £979M lending portfolio entirely unassessed. Clean environmental record but severely lacking climate accountability for a company this size.

No challenges currently filed

The calculation

Every score shows its working.

Same formula for every company. No curve. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale

Industry base impact

Financial Services / Banking sector ceiling.

50 / 100

Performance score

Sum of the 10 rubric questions, scored 0–10 each.

30 / 100

Raw score

Weighted average before scale penalty.

(0.3 × 50) + (0.7 × 30) = 36.0

Scale penalty

Multiplier based on absolute emissions volume — physics-first.

× 1

Final score

Rounded. Below expectations.

36 / 100

The ten questions

Where Revolut is strong, and where it isn't.

Strongest on Controversies & Red Flags and Energy Source (8/10, 4/10). Weakest on Targets & Commitments and Emissions Trajectory (1/10, 1/10).

Where the evidence comes from

Every document used, listed.

8 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.

[1]Self-reported

Revolut Sustainability Page

Ongoing

Q1Q2Q4Q5Q6Q9

View →

[2]Third-party verified

DitchCarbon – Revolut Emissions Profile

Ongoing

Q1Q8

View →

[3]Self-reported

Revolut Blog – Sustainability at Revolut

Unknown

Q2Q6

View →

[4]Self-reported

Revolut Annual Report 2025

2025

View →

[5]Self-reported

Revolut Annual Report 2025 PDF

2025

View →

[6]Third-party verified

Good Shopping Guide – Revolut Directory

Ongoing

Q8Q9

View →

[7]Self-reported

Revolut Bank UAB Annual Financial Report 2024

2024

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[8]Public record

Wikipedia – Revolut

Ongoing

Q10

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If you believe a source has been misread or a newer version exists, submit a challenge.

Revolut in context

Where Revolut sits among financial services / banking peers.

Among the 27 major financial services / banking brands we've scored, Revolut sits 19th of 27.

19/27

Revolut's rank

Industry average

Industry low

Industry high

1Triodos Bank

2Mastercard

3Klarna

4Nationwide Building Society

11Wise

17Lloyds Banking Group

18Goldman Sachs Group, Inc.

19Revolut

20HSBC Holdings plc

21Citi

22UBS

How this score has moved

Revolut's score over time.

Score history begins 6 April 2026.

As Revolut's score updates, the trajectory will appear here.

We're backfilling historical scores for FTSE 100 and S&P 100 companies over the coming weeks.

What's being contested

This score is not currently being contested.

Every challenge is published. We'd rather be corrected than wrong — that's the whole point.

No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.

About Revolut

Revolut is a UK-based fintech and digital banking platform offering payment accounts, debit cards, cryptocurrency, travel money, and lending products. Founded 2015, it serves 68M+ customers across 200+ countries with ~13,000 employees. It operates as a regulated bank in multiple jurisdictions including the EU.

Founded

2015

Headquarters

London, UK

Employees

~13,000

Annual revenue

~£4.5B ($5.8B)

Company website ↗

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