Triodos Bank·Financial Services / Banking·Zeist, Netherlands·Founded 1976·Last verified 31 May 2026
65
out of 100
Leading practicePending Review

Triodos leads on financed emissions disclosure (100% PCAF coverage since 2019) and rejected net-zero greenwashing by leaving the NZBA. Its 28% reduction in financed emissions (2020–2024) and upgraded 42% target by 2030 are absolute, not offset-based. Weaknesses: biodiversity baselines only set in 2024, water and waste programmes lack detail, and board compensation remains unlinked to sustainability KPIs.

The calculation

Every score shows its working.

Same formula for every company. No curve. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Financial Services / Banking sector ceiling.
50 / 100
Performance score
Sum of the 10 rubric questions, scored 0–10 each.
72 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 50) + (0.7 × 72) = 65.4
Scale penalty
Multiplier based on absolute emissions volume — physics-first.
× 1
Final score
Rounded. Leading practice.
65 / 100
The ten questions

Where Triodos Bank is strong, and where it isn't.

Strongest on Controversies & Red Flags and Carbon Footprint — Supply Chain (9/10, 8/10). Weakest on Water Impact and Resource Use & Waste (5/10, 6/10).

Where the evidence comes from

Every document used, listed.

12 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.

[1]Self-reported
Triodos Bank Annual Report 2022 — Environmental Report
2022
Q1Q6
View →
[2]Self-reported
Triodos Bank Annual Report 2024
2024
Q1Q9
View →
[3]Third-party verified
Holdfast Projects — Green Banks Comparison
Unknown
Q1
View →
[4]Self-reported
Triodos Bank UN PRI Self-Assessment 2023
2023
Q2Q4Q6Q7
View →
[5]Third-party verified
Carbon Accounting Financials — Triodos Bank PCAF Disclosure
Unknown
Q2Q9
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[6]Self-reported
Triodos Bank Annual Results 2024 — Press Release
2024
Q2Q3
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[7]Self-reported
Triodos Bank — Why We Are No Longer Claiming Net Zero
2025
Q3Q8
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[8]Public record
Impact Investor — Triodos Leaves Global Climate Alliance
Unknown
Q3
View →
[9]Self-reported
Triodos Bank — 2035 Emission Reduction Targets Validated as Science-Based
2023
Q8
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[10]Self-reported
Triodos Investment Management — Climate Strategy
Ongoing
Q8Q10
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[11]Self-reported
Triodos Bank Commits to Financing EUR 500 Million in Nature-Based Solutions
2024
Q5
View →
[12]Self-reported
Triodos Investment Management — 2024 Impact Report
2024
Q5Q7
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

Triodos Bank in context

Triodos Bank is the highest-scoring financial services / banking company we've rated.

Among the 29 major financial services / banking brands we've scored, Triodos Bank sits 1st of 29.

1/29
Triodos Bank's rank
40
Industry average
23
Industry low
65
Industry high
How this score has moved

Triodos Bank's score over time.

today

Score history begins 9 April 2026.

As Triodos Bank's score updates, the trajectory will appear here.

We're backfilling historical scores for FTSE 100 and S&P 100 companies over the coming weeks.

What's being contested

This score is not currently being contested.

Every challenge is published. We'd rather be corrected than wrong — that's the whole point.

No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.

About Triodos Bank

Triodos Bank is a Dutch ethical bank founded in 1976, headquartered in Zeist, with ~1,270 employees. It finances sustainable enterprises and social projects, refusing fossil fuel lending since inception. A sector pioneer in impact measurement and transparency, Triodos publishes financed emissions for its entire portfolio and advocates for binding climate policy.

Founded
1976
Headquarters
Zeist, Netherlands
Employees
~1,938
Annual revenue
~€650M
Company website ↗
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