UBS sustainability score: 38/100
UBS is a Swiss bank headquartered in Zurich; wealth management is about half of its revenue, and it took over Credit Suisse in 2023. UBS Group AG was incorporated in 2014.
More about UBS
It had about 103,200 full-time staff and USD 49.6 billion revenue in 2025.
Founded 2014Head office Zurich, SwitzerlandStaff ~103,200 FTE (2025)Revenue ~$49.6B (FY2025)Website ↗
UBS cut its own operational emissions 48% since 2023 and reports financed emissions of 10.4 MtCO2e under PCAF, covering about 61% of its lending. In 2025 it pushed its operations net-zero date back to 2035, left the Net-Zero Banking Alliance and dropped Credit Suisse's coal exit date. NGO reports name it among the larger fossil-fuel financiers through bond underwriting.
UBS scores 38/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Scores are free. Companies can never pay for anything about their own score. Last verified October 2026.
That places UBS joint 460th of 934 companies scored, and 22nd of 59 in Financial Services / Banking.
What is UBS doing well, and where does it fall short?
Strongest on Carbon Footprint: Operations and Energy Source (9/10, 7/10). Weakest on Nature & Biodiversity Impact and Targets & Commitments (3/10, 4/10).
Where UBS lost points
For each question that lost points, the evidence our public rubric looks for that we didn't find.
- Emissions from its own operations9/10No verified figures published with their method and a falling trend.
- Emissions from its supply chain6/10No full value-chain map or supplier engagement programme.
- Whether its emissions are falling5/10No evidence of a year-on-year fall in its total emissions.
- How clean its energy is7/10Less than 90% of its energy shown to be renewable.
- Its effect on nature3/10No assessment of its effect on nature, and no basic environmental policy.
- How it uses materials and handles waste5/10No measurable waste or recycling targets reported publicly.
- Its effect on water6/10No water stewardship programme or verified fall in water use.
- Its climate targets4/10Its targets aren't science-based or committed to the Science Based Targets initiative.
- How openly it reports7/10No annual impact report, or no pay linked to climate targets.
- Its record on controversies5/10Points deducted for controversies or its business model. The finding is under question 10.
A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.
How is UBS's SINK score calculated?
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleHas UBS's score changed?
UBS's score has moved from 31 to 38 across 2 recorded reviews, up 7 points.
- 31 → 38+728 October 2026
Europe RE100 re-score under v2.5.21 (owner rulings 2026-10-28)
- Scored 314 April 2026
Initial score at platform launch
What evidence is UBS's score based on?
10 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
10% of them were published by UBS itself; the rest come from independent sources.
UBS's financed emissions (about 10.4 MtCO2e in 2024, the latest year it reports) are its own stated PCAF figure, from page 29 of its Sustainability Report 2025. They set the size deduction. The figure covers about 61% of UBS's lending (USD 430.9bn of USD 701.8bn) and none of the assets it manages.
“6.9 million metric tons out of 10.4 million metric tons”
“scope 1 emissions totaled 14,690 metric tons”
“The Swiss bank revised its target to decarbonise its own operations from 2025 to 2035”
“withdrawing a target for its Asset Management division to align 20% of its assets under management (AUM) with net zero by 2030”
“UBS has withdrawn from the United Nations-backed Net-Zero Banking Alliance”
“This exposure makes UBS the world's tenth biggest fossil fuel financier for the 2016-23 period”
“the bank will have no end date for financing the dirtiest fossil fuel”
“UBS AM has a strong engagement escalation strategy”
“Die beiden Finanzinstitute erreichten jeweils in der Kategorie Klima die Bestnote «A»”
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How does UBS compare with other financial services / banking companies?
Where UBS sits among financial services / banking peers.
Among the 59 major financial services / banking brands we've scored, UBS sits 22nd of 59.
Who scores higher in Financial Services / Banking?
The 3 companies in the sector scoring nearest above UBS.
BlackRock, the world's largest asset manager, reports operational emissions comprehensively but excludes financed emissions—its material impact lever—from reduction targets.
See the breakdown →Grupo Cajamar's financed emissions rose 8.6% in 2025 to 12.4 MtCO2e as its lending grew.
See the breakdown →Santander operates strong renewable energy and operational emissions reductions but masks systematic financed emissions weakness.
See the breakdown →Which companies moved this week, and why.
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