Admiral Group is a UK-based personal lines insurer founded in 1991, headquartered in Cardiff. It operates in motor, home, travel, and pet insurance across the UK and Europe.
More about Admiral
As a service-based business with no extractive operations, its direct environmental footprint is low, but material impact flows through its investment portfolio.
Head office United KingdomStaff ~15,000Revenue ~£5.0BWebsite ↗
Admiral discloses mandatory carbon metrics but hasn't cut absolute emissions—Scope 1&2 rose 10% in 2025. SBTi targets exist but lack third-party assurance. No greenwashing found, but transparency gaps and unvalidated net-zero ambitions weaken overall credibility.
Admiral scores 38/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Scores are free. Companies can never pay for anything about their own score. Last verified August 2026.
That places Admiral joint 460th of 934 companies scored, and 7th of 17 in Insurance.
What is Admiral doing well, and where does it fall short?
Strongest on Controversies & Red Flags and Targets & Commitments (8/10, 7/10). Weakest on Carbon Footprint: Supply Chain and Emissions Trajectory (4/10, 4/10).
Where Admiral lost points
For each question that lost points, the evidence our public rubric looks for that we didn't find.
- Emissions from its own operations6/10Its own emissions aren't independently verified or tracked over several years.
- Emissions from its supply chain4/10Most of its supply-chain (Scope 3) emissions aren't measured.
- Whether its emissions are falling4/10No evidence of a year-on-year fall in its total emissions.
- How clean its energy is5/10Less than half its energy shown to be renewable, or no transition plan.
- Its effect on nature4/10Its effect on nature isn't measured or independently verified.
- How it uses materials and handles waste4/10No measurable waste or recycling targets reported publicly.
- Its effect on water4/10No measured water footprint with reduction targets.
- Its climate targets7/10Its targets aren't validated by the Science Based Targets initiative.
- How openly it reports7/10No annual impact report, or no pay linked to climate targets.
A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.
How is Admiral's SINK score calculated?
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleHas Admiral's score changed?
Admiral's score has been reviewed 2 times and currently stands where it started, at 38.
- 38 → 3818 August 2026
Direction-blind emissions retrieval (agent-fed): basis not-retrieved->scope-incomplete, scale 0.7->0.7, score 38->38. Primary: Admiral Group plc Annual Report & Accounts 2024 — SECR statement (Deloitte-assured).
- Scored 382 August 2026
Initial public score 38 (publish-draft)
What evidence is Admiral's score based on?
9 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
75% of them were published by Admiral itself; the rest come from independent sources.
“Scope 1 and 2 market-based emissions per employee per SECR. 2024 SECR figures restated to reflect 12 months of actual data.”
“Scope 1 and 2 market-based emissions increased by 10% compared to 2024, driven by increased electricity usage at our Delhi site and a fugitive gas loss”
“48.6 per cent of their corporate bond investments (by value) will have set SBTi validated targets by 2028”
“Across the Group, 65% of our energy comes from renewable sources”
“Admiral partnered with the WSA to provide funding from its Green Fund Initiative, committing up to £100,000 of seed funding”
“Admiral Group's Chief Executive Officer (CEO) is ultimately responsible for the execution of the sustainability approach”
“the 30 global (re)insurers on their fossil fuel policies”
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How does Admiral compare with other insurance companies?
Where Admiral sits among insurance peers.
Among the 17 major insurance brands we've scored, Admiral sits 7th of 17.
Who scores higher in Insurance?
The 3 companies in the sector scoring nearest above Admiral.
Aviva has secured operational emissions reductions and renewable electricity, but financed emissions—the dominant impact for an insurer—remain intensity-based and unquantified in absolute terms.
See the breakdown →AXA's financed emissions fell to 25.2 MtCO2e in 2025, less than half the 2019 level, and the emissions of its own operations are down 64%.
See the breakdown →Cigna reports operational emissions largely covered by renewable certificates rather than power purchase agreements.
See the breakdown →Which companies moved this week, and why.
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