Admiral·Insurance·Last verified 2 August 2026
38
out of 100
Below expectationsPending ReviewMixed evidence· 8 src

Admiral scores 38/100 (Below expectations) on SINK's independent climate assessment — scored from public data only, no company payment can change a number. Last verified August 2026.

That places Admiral joint 289th of 591 companies scored, and joint 7th of 10 in Insurance.

Admiral discloses mandatory carbon metrics but hasn't cut absolute emissions—Scope 1&2 rose 10% in 2025. SBTi targets exist but lack third-party assurance. No greenwashing found, but transparency gaps and unvalidated net-zero ambitions weaken overall credibility.

Is this your company?

This score is built from public data only. If your practice is stronger than your disclosure, submit evidence for review — or challenge any question, free.

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The calculation

How is Admiral's SINK score calculated?

Same formula for every company. No curve. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Insurance sector ceiling.
55 / 100
Performance score
Sum of the 10 rubric questions, scored 0–10 each.
53 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 55) + (0.7 × 53) = 53.6
Scale penalty
Multiplier based on absolute emissions volume — physics-first.
× 0.7
Final score
Rounded. Below expectations.
38 / 100
The ten questions

What is Admiral doing well, and where does it fall short?

Strongest on Controversies & Red Flags and Targets & Commitments (8/10, 7/10). Weakest on Water Impact and Resource Use & Waste (4/10, 4/10).

Where the evidence comes from

What evidence is Admiral's score based on?

8 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.

[1]Self-reported
2023 Annual Report and Accounts

Scope 1 and 2 market-based emissions per employee per SECR. 2024 SECR figures restated to reflect 12 months of actual data.

2023
Q1
View →
[2]Self-reported
2025 ESEF Financial Statements Report

Scope 1 and 2 market-based emissions increased by 10% compared to 2024, driven by increased electricity usage at our Delhi site and a fugitive gas loss

2025
Q1Q3
View →
[3]Third-party verified
Admiral Group's Science-Based Targets Approval

48.6 per cent of their corporate bond investments (by value) will have set SBTi validated targets by 2028

2024
Q2Q3Q8
View →
[4]Self-reported
2024 Sustainability Report

Scope 1, Scope 2 and Scope 3 emissions

2024
Q2Q9
View →
[5]Self-reported
Sustainability Environment Page

Across the Group, 65% of our energy comes from renewable sources

Ongoing
Q4Q5Q7Q10
View →
[6]Self-reported
Sustainability Sport Fund Winners Announcement

Admiral partnered with the WSA to provide funding from its Green Fund Initiative, committing up to £100,000 of seed funding

Unknown
Q6
View →
[7]Self-reported
2024 SFCR Report (Admiral Europe Corporate Services)

Admiral Group's Chief Executive Officer (CEO) is ultimately responsible for the execution of the sustainability approach

2024
Q9
View →
[8]Third-party verified
Insure Our Future Scorecard

the 30 global (re)insurers on their fossil fuel policies

Ongoing
Q10
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

Admiral in context

How does Admiral compare with other insurance companies?

Where Admiral sits among insurance peers.

Among the 10 major insurance brands we've scored, Admiral is tied =7th of 10, with 1 other.

=7/10
Admiral's rank
46
Industry average
37
Industry low
59
Industry high
How this score has moved

Has Admiral's score changed?

today

Score history begins .

As Admiral's score updates, the trajectory will appear here.

We're backfilling historical scores for FTSE 100 and S&P 100 companies over the coming weeks.

What's being contested

Has Admiral's score been challenged?

This score is not currently being contested.

Every challenge is published. We'd rather be corrected than wrong — that's the whole point.

No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.

About Admiral

Admiral Group is a UK-based personal lines insurer founded in 1991, headquartered in Cardiff. It operates in motor, home, travel, and pet insurance across the UK and Europe. As a service-based business with no extractive operations, its direct environmental footprint is low, but material impact flows through its investment portfolio.

Founded
Headquarters
United Kingdom
Employees
~15,000
Annual revenue
~£5.0B
Company website ↗
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