Standard Life scores 37/100 (Below expectations) on SINK's independent climate assessment — scored from public data only, no company payment can change a number. Last verified August 2026.
That places Standard Life joint 312th of 591 companies scored, and joint 9th of 10 in Insurance.
Standard Life shows genuine operational decarbonisation but relies on intensity-based portfolio targets rather than absolute emissions cuts. The £317bn asset manager lacks SBTi validation, holds residual fossil sector exposure, and discloses no quantified nature, waste or water data despite ISO 14001 certification. Strongest weakness: portfolio decarbonisation is intensity-only, not absolute.
This score is built from public data only. If your practice is stronger than your disclosure, submit evidence for review — or challenge any question, free.
Same formula for every company. No curve. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleStrongest on Energy Source and Carbon Footprint — Operations (8/10, 7/10). Weakest on Targets & Commitments and Water Impact (4/10, 4/10).
11 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.
“rollout of decarbonising benchmarks and strategies across £74 billion of assets under administration”
“Scope 1 and Scope 2 emissions declined by 12 percent year-on-year in 2025, while emissions intensity per employee improved from 0.34 tCO2e to 0.28 tCO2e.”
“Carbon emissions – We aim to achieve a 90% reduction in Scope 1 and 2 emissions by 2030 or sooner, in line with a net zero trajectory.”
“81% reduction in Scope 1 and 2 operational emissions versus our 60% target, well ahead of a net zero trajectory.”
“using the TNFD LEAP framework to better understand nature related risks and engaging collaboratively through initiatives such as Nature Action 100”
“Standard Life has been a signatory to the UK Stewardship Code since August 2023.”
“Find out more about our TCFD disclosures in the Annual Report.”
“To protect against greenwashing, it introduced an anti-greenwashing rule which reinforces that sustainability-related claims must be fair, clear, and not misleading.”
“This report ranks the top 30 property and casualty insurers on their fossil fuel policies”
“abrdn has stated it is engaging with policymakers on sustainable finance and has disclosed some information on sustainability disclosures”
“The dashboard shows businesses that have validated science-based targets.”
If you believe a source has been misread or a newer version exists, submit a challenge.
Standard Life is tied at the bottom of the insurance pack.
Among the 10 major insurance brands we've scored, Standard Life is tied =9th of 10, with 1 other.
Score history begins —.
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Standard Life plc is a UK life insurance, pensions and retirement savings provider managing £317 billion in assets. Founded in 1825 and headquartered in Edinburgh, it serves millions of customers through pension schemes, investment bonds and savings products. It operates as a diversified financial services group within the life and pensions sector.
Global asset manager; comparable scale and investment stewardship portfolio exposure to fossil sectors.
View breakdown →European life insurance and asset manager; similar business model and climate disclosure framework requirements.
View breakdown →UK-based financial services group; comparable asset scale and financed emissions decarbonisation challenges.
View breakdown →UK pension and life insurance provider; peer in asset management scale and net-zero transition accountability.
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