Beazley sustainability score: 32/100
Beazley is a specialty insurer founded in 1986 and headquartered in London. It underwrites insurance products across cyber, professional indemnity, property, and marine sectors.
More about Beazley
As a managing agent at Lloyd's of London, Beazley operates within a market with significant fossil fuel exposure and underwriting relationships.
Head office United KingdomStaff ~2,619Revenue ~$5.68BWebsite ↗
Beazley reports operational emissions with no third-party assurance and minimal Scope 3 coverage, masking material underwriting exposure to fossil fuels. No validated net-zero targets exist. Active fossil fuel underwriting—confirmed by Reclaim Finance and Insure Our Future—places Beazley in the materially complicit tier despite a coal exclusion policy.
Beazley scores 32/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Scores are free. Companies can never pay for anything about their own score. Last verified August 2026.
That places Beazley joint 620th of 934 companies scored, and joint 14th of 17 in Insurance.
What is Beazley doing well, and where does it fall short?
Strongest on Carbon Footprint: Operations and Emissions Trajectory (6/10, 5/10). Weakest on Carbon Footprint: Supply Chain and Nature & Biodiversity Impact (3/10, 3/10).
Where Beazley lost points
For each question that lost points, the evidence our public rubric looks for that we didn't find.
- Emissions from its own operations6/10Its own emissions aren't independently verified or tracked over several years.
- Emissions from its supply chain3/10No assessment of where its supply-chain emissions come from.
- Whether its emissions are falling5/10No evidence of a year-on-year fall in its total emissions.
- How clean its energy is5/10Less than half its energy shown to be renewable, or no transition plan.
- Its effect on nature3/10No assessment of its effect on nature, and no basic environmental policy.
- How it uses materials and handles waste4/10No measurable waste or recycling targets reported publicly.
- Its effect on water3/10No monitoring of water use, or no measures to reduce it.
- Its climate targets3/10No specific targets with dates.
- How openly it reports5/10No dedicated sustainability role, board oversight or public report.
- Its record on controversies4/10Points deducted for controversies or its business model. The finding is under question 10.
A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.
How is Beazley's SINK score calculated?
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleHas Beazley's score changed?
Beazley's score has moved from 45 to 32 across 2 recorded reviews, down 13 points.
- 45 → 32-1311 October 2026
v2.5.7 financed-emissions rule applied retroactively (record last scored before the rule): scale 1 -> 0.7, score 45 -> 32. No question marks changed.
- Scored 452 August 2026
Initial public score 45 (publish-draft)
What evidence is Beazley's score based on?
10 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
60% of them were published by Beazley itself; the rest come from independent sources.
“The 25 sites listed above equates to 95.5% of Beazley employees including contractors.”
“approximately 7540 kg CO2e in Scope 1 emissions and approximately 609,220 kg CO2e in Scope 2 emissions (market-based)”
“Emissions have been reported for 97.6% of the market value of in scope assets.”
“In 2022 53% of the energy used in our offices came from renewable sources”
“Task Force on Climate-Related Financial Disclosures (TCFD) 2024”
“Beazley is committed to conducting our business in a way that protects and respects the environment.”
“40% reduction in carbon emissions for our operations compared to the 2019 baseline”
“appointment of Liz Ashford as our Chief People and Sustainability Officer”
“Eighteen managing agents are identified as 'slow movers', including Beazley Furlonge... no commitment to stop underwriting risks related to new oil and gas fields.”
“Beazley Furlonge and Brit Syndicates have signed a contract with the Polish National Oil Company, Polskie Górnictwo Naftowe i Gazownictwo SA”
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How does Beazley compare with other insurance companies?
Where Beazley sits among insurance peers.
Among the 17 major insurance brands we've scored, Beazley is tied =14th of 17, with 2 others.
Who scores higher in Insurance?
The 3 companies in the sector scoring nearest above Beazley.
UnitedHealth cut market-based operational emissions 55% from 2023 to 2025, mainly by buying renewable electricity (44% of use in 2025), but location-based operational emissions fell only about 4% and value-chain emissions rose 2%.
See the breakdown →Standard Life discloses operational emissions with 81% absolute cuts since 2019, but portfolio decarbonization targets intensity only—not absolute financed emissions.
See the breakdown →Centene's reported emissions fell from 2.87 Mt in 2019 to 1.17 Mt in 2025, largely because it cut office space by about 80% after moving to hybrid working, and its Scope 3 is estimated from spending rather than supplier data.
See the breakdown →Which companies moved this week, and why.
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