Beazley·Insurance·Last verified 2 August 2026
45
out of 100
Below expectationsPending ReviewMixed evidence· 10 src

Beazley scores 45/100 (Below expectations) on SINK's independent climate assessment — scored from public data only, no company payment can change a number. Last verified August 2026.

That places Beazley joint 160th of 591 companies scored, and 6th of 10 in Insurance.

Beazley reports operational emissions with no third-party assurance and minimal Scope 3 coverage, masking material underwriting exposure to fossil fuels. No validated net-zero targets exist. Active fossil fuel underwriting—confirmed by Reclaim Finance and Insure Our Future—places Beazley in the materially complicit tier despite a coal exclusion policy.

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This score is built from public data only. If your practice is stronger than your disclosure, submit evidence for review — or challenge any question, free.

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The calculation

How is Beazley's SINK score calculated?

Same formula for every company. No curve. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Insurance sector ceiling.
55 / 100
Performance score
Sum of the 10 rubric questions, scored 0–10 each.
41 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 55) + (0.7 × 41) = 45.2
Scale penalty
Multiplier based on absolute emissions volume — physics-first.
× 1
Final score
Rounded. Below expectations.
45 / 100
The ten questions

What is Beazley doing well, and where does it fall short?

Strongest on Carbon Footprint — Operations and Emissions Trajectory (6/10, 5/10). Weakest on Targets & Commitments and Water Impact (3/10, 3/10).

Where the evidence comes from

What evidence is Beazley's score based on?

10 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.

[1]Self-reported
Beazley GHG Methodology 2024

The 25 sites listed above equates to 95.5% of Beazley employees including contractors.

2024
Q1Q3Q4
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[2]Third-party verified
Ditch Carbon: Beazley Organization Profile

approximately 7540 kg CO2e in Scope 1 emissions and approximately 609,220 kg CO2e in Scope 2 emissions (market-based)

Ongoing
Q1Q2Q3
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[3]Self-reported
Beazley: We Manage Our Business Responsibly

Emissions have been reported for 97.6% of the market value of in scope assets.

Ongoing
Q2
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[4]Self-reported
Beazley: Climate Responsibility

In 2022 53% of the energy used in our offices came from renewable sources

Ongoing
Q4Q6Q7
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[5]Self-reported
Beazley: Governance and Reporting

Task Force on Climate-Related Financial Disclosures (TCFD) 2024

Ongoing
Q5Q9
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[6]Self-reported
Beazley Environmental Commitments

Beazley is committed to conducting our business in a way that protects and respects the environment.

Unknown
Q5Q6
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[7]Self-reported
Beazley Responsible Business Report 2021

40% reduction in carbon emissions for our operations compared to the 2019 baseline

2021
Q8
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[8]SEC filing
Beazley Annual Report 2024

appointment of Liz Ashford as our Chief People and Sustainability Officer

2024
Q9
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[9]Third-party verified
Reclaim Finance: For a Few Dollars More — Fossil Fuel Policies of Lloyd's Managing Agents

Eighteen managing agents are identified as 'slow movers', including Beazley Furlonge... no commitment to stop underwriting risks related to new oil and gas fields.

2024
Q10
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[10]Third-party verified
Reclaim Finance: Lloyd's of London's — The Insurance Market for Fossil Fuels

Beazley Furlonge and Brit Syndicates have signed a contract with the Polish National Oil Company, Polskie Górnictwo Naftowe i Gazownictwo SA

2024
Q10
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

Beazley in context

How does Beazley compare with other insurance companies?

Where Beazley sits among insurance peers.

Among the 10 major insurance brands we've scored, Beazley sits 6th of 10.

6/10
Beazley's rank
46
Industry average
37
Industry low
59
Industry high
How this score has moved

Has Beazley's score changed?

today

Score history begins .

As Beazley's score updates, the trajectory will appear here.

We're backfilling historical scores for FTSE 100 and S&P 100 companies over the coming weeks.

What's being contested

Has Beazley's score been challenged?

This score is not currently being contested.

Every challenge is published. We'd rather be corrected than wrong — that's the whole point.

No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.

About Beazley

Beazley is a specialty insurer founded in 1986 and headquartered in London. It underwrites insurance products across cyber, professional indemnity, property, and marine sectors. As a managing agent at Lloyd's of London, Beazley operates within a market with significant fossil fuel exposure and underwriting relationships.

Founded
Headquarters
United Kingdom
Employees
~2,619
Annual revenue
~$5.68B
Company website ↗
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