Bupa sustainability score: 38/100
Making progress starts at 46. The highest score on SINK is 71.
Limited independent evidence: only two independent sources cover this company. The score may change as more evidence appears.
Bupa provides health insurance and runs hospitals, clinics, dental centres and aged care homes, in markets including the UK, Australia, Spain, Poland and Chile. In 2025 insurance brought in £13,102 million and care, health and other services £5,052 million.
More about Bupa
The British United Provident Association Limited was incorporated in 1947; it is a company limited by guarantee with no shareholders. It had an average of 106,514 workers in 2025, including 20,959 in Poland engaged under contracts for service, and £18,154 million revenue.
Founded 1947Head office London, United KingdomStaff ~106,514 average, including 20,959 contractors in Poland (2025)Revenue ~£18.2B revenue (£18,154M, 2025)Website ↗
Bupa reported 91.6 ktCO2e for 2025, down from 99.0 kt in 2024, but its Scope 3 figure (45.7 kt) covers only fuel- and energy-related emissions and business travel. It publishes no figure for the goods and services it buys or the treatments it pays for, so the size deduction for an incomplete footprint (0.70x) applies. Scope 1 and 2 fell 11% in 2025 and 62% against 2019. It reports 96% renewable electricity, with no group split between power contracts and certificates. SBTi validated absolute cuts of 46.2% in Scope 1 and 2 by 2030 and at least 63% in Scope 3 by 2034, both from 2019. It publishes no group water or waste figures.
Bupa scores 38/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Scores are free. Nobody can pay to change a score, speed it up or hide it. Last verified November 2026.
That places Bupa joint 506th of 1,070 companies scored, and joint 7th of 18 in Insurance.
What is Bupa doing well, and where does it fall short?
Strongest on Carbon Footprint: Operations and Targets & Commitments (8/10, 8/10). Weakest on Water Impact and Carbon Footprint: Supply Chain (1/10, 3/10).
Where Bupa lost points
For each question that lost points, the evidence our public rubric looks for that we didn't find.
What would raise this score
- Its effect on waterPublish figures for its water use.
- Emissions from its supply chainAssess where its supply-chain emissions come from.
- How it uses materials and handles wasteShow active waste reduction, reuse or repair.
Every question that lost points
- Emissions from its own operations8/10No verified figures published with their method and a falling trend.
- Emissions from its supply chain3/10No assessment of where its supply-chain emissions come from.
- Whether its emissions are falling6/10No consistent fall over several years across its operations and supply chain.
- How clean its energy is5/10Less than half its energy shown to be renewable, or no transition plan.
- Its effect on nature4/10Its effect on nature isn't measured or independently verified.
- How it uses materials and handles waste3/10No active waste reduction, reuse or repair shown.
- Its effect on water1/10No figures for its water use.
- Its climate targets8/10No validated long-term net zero target.
- How openly it reports7/10No annual impact report, or no pay linked to climate targets.
A score changes when the evidence does. We use new published evidence at the next rescore. Anyone can send us new evidence, free. How to send it.
How is Bupa's SINK score calculated?
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleWhat evidence is Bupa's score based on?
10 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
70% of them were published by Bupa itself; the rest come from independent sources.
“PricewaterhouseCoopers LLP (PwC) have performed limited assurance over the”
“our 2025 scope 1 and 2 (market-based)”
“We also have a global supplier engagement programme focused on our largest 100 suppliers.”
“Australia Large Market PPA (47%), New Zealand PPA (38%), Australia Small Market PPA (7%), Hong Kong RECs (4%), Bupa Australia purchased RECs (3%)”
“an arrangement sometimes referred to as a sleeved PPA, in that it is not a direct contract to buy the electrons”
“Due to no criticisms being found, Bupa receives a high rating for the Irresponsible Lending, Political Donations and Environmental Destruction categories.”
“Bupa is working to reduce healthcare resource”
“Our investment portfolio is primarily invested in short-term cash instruments”
“Bupa Group achieved an A- (leadership) rating in our 2025 CDP climate change disclosure.”
“Approval in line with a 1.5C trajectory has now been granted by the SBTi”
If you believe a source has been misread or a newer version exists, submit a challenge.
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How does Bupa compare with other insurance companies?
Where Bupa sits among insurance peers.
Among the 18 major insurance brands we've scored, Bupa is tied =7th of 18, with 1 other.
Who scores higher in Insurance?
The 3 companies in the sector scoring nearest above Bupa.
Aviva has secured operational emissions reductions and renewable electricity, but financed emissions—the dominant impact for an insurer—remain intensity-based and unquantified in absolute terms.
See the breakdown →AXA's financed emissions fell to 25.2 MtCO2e in 2025, less than half the 2019 level, and the emissions of its own operations are down 64%.
See the breakdown →Cigna reports operational emissions largely covered by renewable certificates rather than power purchase agreements.
See the breakdown →Which companies moved this week, and why.
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