Lion Finance sustainability score: 26/100

·Financial Services / Banking·Tbilisi, Georgia·Last verified 29 August 2026
26
out of 100
Significant gapsPending ReviewMixed evidence· 9 src

Lion Finance scores 26/100 (Significant gaps) on SINK's independent climate assessment — scored from public data only, no company payment can change a number. Last verified August 2026.

That places Lion Finance joint 545th of 650 companies scored, and 40th of 44 in Financial Services / Banking.

Lion Finance Group has documented climate strategy and board oversight, but fails on execution. No quantified emissions reported for operations or financed portfolio despite claims of measurement. Green loans comprise just 4.3% of the book. Without verified data, the company's environmental commitments remain rhetorical.

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This score is built from public data only. If your practice is stronger than your disclosure, submit evidence for review — or challenge any question, free.

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The calculation

How is Lion Finance's SINK score calculated?

Same formula for every company. No curve. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Financial Services / Banking sector ceiling.
50 / 100
Performance score
Sum of the 10 rubric questions, scored 0–10 each.
32 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 50) + (0.7 × 32) = 37.4
Scale penalty
Multiplier based on absolute emissions volume — physics-first.
× 0.7
Final score
Rounded. Significant gaps.
26 / 100
The ten questions

What is Lion Finance doing well, and where does it fall short?

Strongest on Controversies & Red Flags and Transparency & Accountability (7/10, 5/10). Weakest on Emissions Trajectory and Targets & Commitments (1/10, 2/10).

Where the evidence comes from

What evidence is Lion Finance's score based on?

9 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.

[1]Self-reported
Our Approach to Climate Change

committed to monitoring emissions from our own operations (including Scope 1, 2 and 3 emissions, except financed emissions)

Ongoing
Q1Q2Q8Q10
View →
[2]Self-reported
Environmental Policy — Bank of Georgia Group

Principle 6: Reducing Our Operational Carbon Footprint

2024
Q1Q4Q5Q6Q7
View →
[3]Self-reported
Sustainable Finance

Total outstanding green portfolio is 4.3% (3.7% in 2023 and 3.0% in 2022) of Bank of Georgia's gross loan portfolio.

Ongoing
Q2Q3
View →
[4]Self-reported
Lion Finance Group — Company History

Bank of Georgia Group PLC redefines its Environmental, Social and Governance (ESG) strategy and produces its first Task Force on Climate-related Financial Disclosures (TCFD) report.

Ongoing
Q9
View →
[5]Self-reported
Our Approach and Strategy

Assessing and discussing risks with clients, providing green finance, managing GHG emissions and improving our climate-related capacities

Ongoing
Q5Q6Q9Q10
View →
[6]Public record
Georgia's Long-term Low Emission Development Strategy

more than 75% of the electricity generated in Georgia has come from HPPs

2023
Q4
View →
[7]Self-reported
Green Finance Framework — Bank of Georgia Group

We recognize the role the Group can play in supporting Georgia's and Armenia's path to a carbon-neutral future

Unknown
Q8
View →
[8]Public record
Lion Finance Group — Wikipedia

Revenue: GEL4,303.3 million (2025); Total assets: GEL60,869.9 million (2025)

Ongoing
Q3
View →
[9]Public record
Lion Finance Group Releases 2025 Annual and Sustainability Reports

Lion Finance Group has published a separate 2025 Sustainability Report detailing its ESG strategy and progress

2026
Q9
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

Lion Finance in context

How does Lion Finance compare with other financial services / banking companies?

Where Lion Finance sits among financial services / banking peers.

Among the 44 major financial services / banking brands we've scored, Lion Finance sits 40th of 44.

40/44
Lion Finance's rank
39
Industry average
23
Industry low
65
Industry high
How this score has moved

Has Lion Finance's score changed?

today

Score history begins .

As Lion Finance's score updates, the trajectory will appear here.

We're backfilling historical scores for FTSE 100 and S&P 100 companies over the coming weeks.

What's being contested

Has Lion Finance's score been challenged?

This score is not currently being contested.

Every challenge is published. We'd rather be corrected than wrong — that's the whole point.

No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.

About Lion Finance

Lion Finance Group is a FTSE-listed regional banking group headquartered in Tbilisi, Georgia, with operations across Georgia and Armenia. Formed through the 2024 acquisition of Ameriabank, the group manages approximately GEL 60.9 billion in assets across retail, SME, and corporate lending. It operates as a universal bank with branch networks and digital services.

Founded
Headquarters
Tbilisi, Georgia
Employees
~15,000
Annual revenue
~GEL 4,303M
Company website ↗
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